RV enthusiasts love Florida. Florida is home to hundreds of campgrounds and RV parks. In fact, the popularity of recreational vehicles are on the rise. However, with an increase of RV’s out on the road, you should expect more accidents and incidents to arise. The only way to make sure you are protected is to purchase RV insurance in Florida.
Before you begin your search for coverage, it is important that you consider several factors. First understand, what you pay for coverage will vary depending on your location, how much coverage you want, and how much your RV is worth. The average cost of a policy is around $2,500 a year.
Do I really need to purchase FL RV insurance?
A single accident in your RV can cost thousands of dollars in repairs. RV insurance in Florida from https://floridainsurancequotes.net/rv-insurance-quote/ is crucial to protect yourself from all sorts of situations that could end up costing you big bucks. If you drive your RV, Florida requires you to carry insurance on it.
Florida has a minimum set of requirements when it comes to obtaining coverage. Listed below are the minimum liability insurance requirements. FL has some of the lowest minimum liability standards compared to any other state.
- $10,000 BIL per accident for one person
- $20,000 BIL per accident for all persons
- $10,000 PDL per accident
You will more than likely find it necessary to purchase more than the minimum insurance requirements. It’s strongly recommended due to the heavy costs that an RV accident can bring. Let’s discuss how you can begin to shop for a policy.
What factors affect the cost of RV insurance in Florida?
Now that you know the average cost of coverage for your RV here in the Sunshine State, let’s discuss factors that can affect cost. These factors can greatly affect the cost of your policy. Everyone receives different rates, mostly due to these.
- Speeding tickets and accident history
- The class RV your driving
- The state you live in
- How many miles you drive with your RV
- If you have filed any past claims
- The final amount of coverage that you bought
Finding Florida RV insurance is easy over at
https://floridainsurancequotes.net/rv-insurance-quote/. They can offer you the best options out there. In addition, you will receive only the best customer service! Why wait? Collect a quote today!